"I was encouraged by the ease of the application process.
Fast and efficient to funding.
Only concern I experienced, was that my offer included a $50 Dining card- that was implied to be received when you opened the loan.
I did not receive it and called customer service. Customer service informed me that it may take 60 days for the dining card, as it requires initial payments before it is sent. I may have missed this in the small print, but still disappointing."

"Once I hurt my back and have head trauma and become disabled they had no care whatsoever! They was rude and telling me how I am young. When they have no idea what I’m going through. I use to pay all my bills good. And I always took care of everyone. There was no reason to be rude to me. People can still be nice! "

"Great, appreciate the professionalism and devoted attention, time and efforts to make this loan possible, thank you!"

"They were there for me whin I needed some help the most. The pandemic and my husbands passing had taken its toll on me When I had a little bump in the road they were more than accomodating to move my due date back a smidgeon no questions asked. However, when applying for a second loan after the first was paid in full they said they approved me for 1000.00 getting my hopes up just to deny me when I went in to sign the loan docs."

"Amazing company helping everyone who needs a hand, very happy with their customers service, and all the procedures very fast thanks"

"Easy to use. Payments are easy to understand "

"Quick, simple process. Awaiting a decision of loan request.

Pamela~ "

"Great fast and friendly service, just when I needed it!"

"Applied for a loan and received notice of approval in less than 5 minutes. Repayment of loan is less than $50 per month! Love Credit Ninja!!!"

"Says no credit check. It's a lie. I even emailed customer service before applying and was told they didn't use the three major credit report agencies. I now have a new credit check on all three."

"The application process was easy, quick, & simple to complete."

"Very smooth application process."

"I am very happy with these guys. The loan process itself is very expedient, hassle free, and straightforward. If you find yourself in a pinch, these are the people you need to help you out of it. The rates to payback aren't as outrageous as most that you see out there. I was happy to use the twice for my personal needs. "

"The whole loan procedure was excellent. Because I had used Creditninja before, I just had a few questions and immediately got the loan."

"I have been a customer for a few years now. I appreciate how simple the application process is along with your customer service. It's all great!"