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"Do not invest your life's savings with this company!!!!! They do NOT have your best financial interests in mind. The bottom line for the financial advisors is to ignore SEC laws and invest your money into plans that get the biggest commission for them.
Their Corporate Counsels are a bunch of "slick Willies". They do not know how to speak in plain language and do this to intimidate you on purpose. They are disingenuous, ignore the complaints of former clients and only allow their side to be presented. They lie, they distort facts and create fictitious accounts of communications with clients to avoid being acknowledged for unethical standards and violations of SEC Laws."