"I began at annualcreditreport.com to get my credit reports that Equifax, Experian and TransUnion are required by federal law to provide each year. The other two credit bureaus complied with my request with an amazing efficiency and level of service. Not so, Equifax. They require that I print and mail a paper form along with the documents they demand in order to gain access to my credit report that they are required by law to provide to me. Nice way to abrogate your legal responsibility, Equifax!"

"I signed up for a free trial with Equifax to get a look at my credit report and score. Even after the free trial was over I've received alerts when my credit score or report changed. I, of course, would have had to purchase their product to see what the specific change was, but it was still a good system to alert me to changes in case I did not expect them. Of the credit reporting bureaus, I am happiest with Equifax. That is to say it is the lesser of three evils. "