"I was abroad and had an emergency. They are closed weekends so no one could tell me if my emergency was covered. It wasn't. So essentially I paid for zip.

Very poor coverage for business owners. If you're an employee might have worked better. This policy doesn't cover trip interuptions due to business emergencies."

"I used squaremouth for vetting and found this policy fit my needs because it pays as Secondary payor since my primary overseas medical insurance is Tricare. This reduced the premium significantly."

"Actually signing up was more difficult, due to confusion,in how to fill out form, power outage etc. The real test,will be in using the insurance if needed. So this review is very limited in scope."

"Bought well in advance of my trip, so I do not have experience with how well it will work, if and when needed. Expensive as hell, but all coverage of this type is...you gotta pay to play!"

"Didn't need to use it, so worked out great!"

"We have not left yet. I assume all will be fine."

"I had an outstanding customer representative assisting me by providing excellent, informed information to answer my questions. "

"Needed a specific international health insurance plan for a visa. HTH provided the exact coverage I needed for a price that couldn't be beat. Only took a few minutes online to get set up and receive all the confirmation I needed."

"My sister-n-law's husband suggested taking out the insurance. It was very easy to do."

"My wife and I cruise a lot. This is the first time purchasing travel insurance and it was vey easy. I feel as though I got everything I need for a very reasonable price"

"HTH was very helpful in correcting a mistake I had made on the dates of our travel. I realized the error less than 24 hours before our departure and they emailed me confirmation all was well and I was happy to travel knowing I was covered."

"Quick and easy to obtain the insurance before traveling"

"I was looking for a medical only travel insurance, and was able to find HTH easily on the Internet. I had to call to get a few of my questions answered, and after the expert advice I received, I purchased an annual policy for both my husband who travels all the time for business, and me. Thanks HTH - although I hope I never need your services!"

"As an insurance broker, I have my choice of what travel insurance company to use. I receive multiple emails monthly touting one company over another. But consistently HTH is the easiest to work with. Their network of doctors, the clarity and availability of the contract and the satisfaction my clients have had with their experiences make choosing HTH Travel a no-brainer for me and my loved ones~"

"Easy to buy through my agent but the proof will be if I have to use the insurance and what that experience will be like."