"READ MORE ABOUT THE HIGHLY VALUED FINANCIAL REPORT This quarter, 32 percent of borrowers took out a loan (on a student or personal basis) for a new car, at an average of $7,135. Retail financing was the largest type of financing, with 32 percent of borrowers borrowing on retail lenders. Financial institutions still dominate the sector, however, accounting for 79 percent of all finance loans, compared to 29 percent from car dealerships and 32 percent from car service and sales shops. Purchasing power is also increasing. The average amount borrowed was up 7 percent for both federal and private loan borrowers, at an average of $5,776 for federal loans and $4,477 for private loans. And the average length of the"

"Be sure to note in the cost section the exact number of hours your research will take and pay an hourly rate for the exact data analysis you'll perform. When I worked for Citigroup, my work involved analyzing a large global database of finance documents, seeking correlations and anomalies in transactions, and quantifying data issues using financial analysis software. I was paid by the total number of hours spent working on the task at hand. At Citigroup, I earned approximately $1.8 million in base salary and about $58,000 in bonus pay (after taxes), with the total bill coming to about $223,000 in salary and $11,000 in bonus pay. Even if you have no intention of working for a finance company, earning this type of money on the side is very possible. All you need to do is analyze specific data sets in a financial database such as your own, and perform research within a specific financial software package. If you find yourself without data that you can apply to a financial database, you can also assess the finances of another individual, business or organization. Why do this? Because your individual financial performance is a reflection of your performance in your current professional setting. If your financial analysis is lower than other analysts in your office, you will not be paid more for your work. Imagine if your purchasing habits were only judged by how well you earned a profit on your purchases. Maybe that's too specific of a focus. The idea is that since you are ultimately setting your own financial agenda through your earnings and savings, it's important to analyze how you earn your money in order to earn the right amounts of money in the right ways. Many financial analysts report earning between $75,000 and $100,000 a year. Earnings figures will vary depending on the salary of your current employer, but depending on your current salary, you can estimate earnings in this range and therefore earn between about $500 and $6,500 a year. By setting your"

"Finance in the fiscal year ending March 2017 will likely be the most important and lucrative sector in the world, contributing to 70% of worldwide returns, according to Goldman Sachs. Currency moves such as the surging dollar and losses from the Chinese stock market rout will likely put further pressure on the sector, analysts say. That pressure will likely be felt by hedge funds in particular as sharp reversals in the dollar and equities drive increased volatility. "The financial industry is often much-maligned as a place to earn all the headlines and make lots of money, and more recently the cynics were calling the financial sector an utter failure when it had a failure rate of 20%," said Liz Martins of"

"You earn six figures and probably aim to earn at least 10. So, why are you stuck with some cheap jeans that sit right on your hips? A little research will help you figure out which brands offer the best deals and savings on affordable jeans. Starting with jeans Finding jeans at a good price shouldn’t be a problem, and it’s probably one of the easiest ways to get a quality look that you’ll love, too. In our list of top denim brands, we looked at four different things: style, fit, value and value. Every pair of jeans here also has four different sets of sizing and style options, too: Low prices (even below $30) Lots of choice Good fit A good variety of different styles Solid quality Basic shapes (soft and hard) A mid-to-high rise Faux-st"

"We will focus on digital media. Understanding digital media will help you to build your money, career and earnings. Understanding digital media also makes it possible for you to know how to earn money from digital media. By understanding digital media, you will understand how to earn money from digital media as well as the digital marketing industry. Digital media includes every form of information available for the public. It includes everything from information you read and watch on TV to information you see on social media. So it makes it easy for you to understand digital media. At present, digital media is generating more money than traditional media and is expected to increase in the next few years. However, traditional media is still more"

"Grassroots developers create analytics and consulting firms Here’s the web page from ESI. It’s the first website I’ve found listing the names of all the folks who work in analytics and consulting firms. It’s worth checking out. Data analytics has not taken a back seat to finance. Rather, it’s contributed to financial models and analysis. The analytic services industry is adding 2 million jobs globally, and is now approaching 12 million jobs globally. The companies who invest heavily in the technology and services that help sell and manage financial investments, create economic models for industries, develop strategies for companies, help companies make decisions, provide risk management tools, run sophisticated analysis, and analyze data, now make up nearly one-quarter of the global financial services industry. Analytics firms are hiring analytics workers at rates much higher than finance-focused employers, such as investment banks and consulting firms. The competition for talent is fierce, with some industry analysts estimating there will be up to 350,000 qualified job openings in this industry by 2019. Numeric analytics is the driving force of data analytics. Some of the largest and best-known analytics firms are Deloitte Consulting and McKinsey & Company. Their recruiters are always on the hunt for new employees who can help create finance, research, marketing, and research-driven services for financial services. This list is all about the analytics groups or services that represent the financial services industry, and not the organizations that provide analytics to data-driven businesses outside of the financial industry. A few of the companies are based in the United States. Analytic companies working with finance These are the financial analytics groups, not the organizations that provide analytics. They are usually research groups, consulting firms, or analytics groups who have already achieved a level of financial success or financial worth. Large"

"Going forward, the following variables will drive your business opportunities: Finance – How much money is the startup making, and where are they spending it? Research – Do your customers have a clear plan and do they generate enough money to grow the business? Have the right analytical tools available to dig deeper into why they are spending money and how to turn that into profit. Sooner rather than later, all startups need to understand their research costs. How will you earn your returns? Who can you compete with? What are your barriers? How will you understand your customers? Is there a product you wish you had, that has a higher degree of profit potential? Would you take a risk on an analytical research project? Which problem has the most profit potential? What are your financial assets, how do you create cash flow? Do you want to earn a higher rate of return or earn a slightly lower rate? After you’ve decided to invest or profit, you’ll want to understand all of the"

"Among the top 10 investing institutions, Merrill Lynch has some of the most opaque statements for investors. As the bank’s holdings have grown, so too has the confusion. At times, the reported portfolio composition goes from one extreme to the other. At the top of the bank’s investment hierarchy are its proprietary investments. These investments have been valued at nearly $5.7 trillion, according to Merrill Lynch’s website. At first, Merrill Lynch’s proprietary investments seemed to defy financial theory by earning high profit and generating long-term returns. The firm claimed they would generate over 10 percent annually, far higher than the investment returns of money in the broad stock and bond markets. The"

"Ultimately, this all boils down to education. The more parents educate their children, the better off all of us are. The strongest and most influential tool in the fight against poverty is education. Without education, poverty will remain. Although not all parents are engaged in their children's education, some still make the critical error of blaming society, community or society at large. Parent education is vital to ensuring the financial success of each individual family. Data provided by Office of Financial Empowerment On the job training Parents are encouraged to speak to their child's work coach in any department at their workplace about financial literacy. The intent is to provide appropriate financial education training to help"

"As I write this, the race to be the Republican nominee for president seems to be growing in intensity. We've had predictions and analyses of who'll win in all states. We've debated who's the lesser of two evils. And we've polled analytics on the swing states and performed web searches for specific candidates and statistical anomalies in order to determine who should get our votes. I wouldn't go so far as to say these are low-level mathematical endeavors, because they certainly employ lots of math and statistics. These days, we expect much of our political conversation to be analytical in nature. And it's not a small thing. During the 2012 presidential race, the candidates themselves became intensely analytical in their approaches. John McCain would"

"There’s no question that for big corporations like Bank of America or Microsoft or Amazon, big earnings can come in simple ways. They can make money in a conservative way. And maybe Amazon doesn’t require heavy investments in the regular kind of research — the sort of digging that would require this sort of capital expenditures. How else might you expect these big companies to make money? Well, we’re looking for your ideas here on NPR.org and on Twitter. Step one: Ask Bank of America to look into your questions. You can also weigh in on this report on a separate, public Facebook page. We will publish additional stories over the next several days, so check back often to get the latest details. And listen to a recent conversation from NPR’s Marketplace about the future of finance here. A note on this topic from the editor: Betsy McCauley writes about big data and technology policy for The Conversation. She’s also a researcher at the Computation Institute and Harvard University’s Berkman Center for Internet and Society. The opinions expressed in this piece belong solely to her and do not reflect the views of The Conversation or NPR."

""Analytics finance, earn, profit, and research are the exclusive domains of finance professionals," said Stein Reichenstein, Managing Director of Forbes Technology Council. "I'm so sorry for depriving this group of your expertise in your jargon-filled articles." To foster meaningful conversations about financial innovation with finance professionals, Forbes invited Geoff Williams, CEO of Scout Financial Services, to share insights on analytics finance. Due to restrictions on credentialing and background information in this role, Williams did not accept a salary from Forbes. His resume, research and reporting highlights are listed below and are verified by Forbes: Summary Over the past decade, Geoff's"

"Let's look at the article at finance-focused stock research firm The Analyst's Notebook for a quick look at what some of the headlines suggest. First, this is a bit of a mish-mash of what's out there, but there are some broad themes. One recurring theme is ""forecasts for slower revenue growth."" Specifically, analysts think Facebook's annual sales growth will slow to 24% from 33% in 2018, whereas Alphabet's (NASDAQ:GOOG) (NASDAQ:GOOGL) sales growth may accelerate to 46% from 45% (Alphabet is the more mature of the two, but it's also made aggressive investments in future markets). Facebook's P/E appears to have already jumped beyond the 25-to-30-times range that investors normally expect for growth stocks to""

"National income inequality has been steadily declining during the economic expansion, according to data released this week. For most of the past 40 years, inequality in wages, salaries and assets has steadily grown as government policies such as free trade and inflation reduced wages for most workers. Yet government budget records show that in 2014, income inequality actually fell to its lowest level in 50 years. Overall government debt stood at 51.7 percent of GDP in 2014, down from 53.3 percent in 2013 and 58.3 percent in 2008. That marked a decline of almost one-third over a decade. National income equals the amount earned by the people, plus the amount contributed by businesses, when those individuals’ incomes are considered together. If an"

"Data supplied by Stratigo Young, multilingual, and hungry for knowledge, Kevin Konkol launched CreditDog in 2013 and built a platform to deliver analytical reports to credit and financial professionals. He started by charging thousands of dollars for expert reviews of financial institutions' products, but that didn't satisfy him, so he developed a business model to help young consumers take control of their finances and earn cash on the side by helping them to develop a credit strategy that leads to financial success. That's how Career Finance Solutions came to be, an analytical research firm that provides services to those who want to find out how to take control of their financial lives. Of all the analytics businesses in the world, this one"