"I bought travel & medical insurance thru worldnomads.com (also called Trip Mate) because of LP recommendation. The insurer was Nationwide Insurance of Columbus, OH, USA. For small claims of a few dollars (in foreign countries, medical care isn't very expensive), they are OK and will pay. However, I also needed to get a root-canal done because of tooth breakage and they denied that claim stating (1) I was inconsistent, (2) for emergency I should have gone immediately (not withstanding the fact that there is no easy transportation between Kandy and Colombo at all hours), and (3) my dentist had wrong teeth mentioned (maybe a typo) but these were their reasons for denial. So, after having renewed this travel medical insurance five times, I now say goodbye to them for good. Stay away and get insurance from other less-known companies who want your business.

Travel Nomads - you need to have better partners on your side, not the ones that bring you disrepute."