"I've been a Swiss Colony customer since 1995 and always utilize their very generous choose and charge credit line. I rarely order more than $75.00, and I'm always very prompt with my payments. After reading through the posts here, it struck me that most people don't understand the concept of "paying on time." Yes, if you're late, you'll get a notice. That happens everywhere and with everyone. If you can't pay the bill, don't order so much.
As for me, I order the same thing every Thanksgiving: a mint torte and whatever else catches my fancy. I just got finished placing my 2017 order, and the rep was polite, as always. I've never run into ANY problems with Swiss Colony and look forward to seeing their new catalogs every September.
Highly recommended. Just play by the rules, and you'll do fine."