"So I had a $250 “credit limit” I have been with them for 8 statements so far. My very first purchase was $146 total. I just paid my balance of $17.50 off today. My credit limit still says $250, so I placed another order Sunday for $156. Well they are wanting a 33% down payment before they ship this new order. My credit limit is no longer valid. I just cancelled my whole account with them. They were rude and the lady brought up an old account (Montgomery Ward) from 6 years ago that was included into my bankruptcy. I plan to contact my attorney to have that straightened out."