"These people claim I owe an account from 1994 when I was 10 years old about I'm going to be 29 next month! I actually signed up for their so called credit plan in 2002 and used it and paid it off then before I filed bankruptcy I used it and was paying on it and let it go. I had 2 accounts a Seventh Avenue and Swiss Colony both are discharged on my credit reports. But right after I filed my bankruptcy here up and comes a Ginnys account and a Montgomery Ward account using the customer account number that was discharged through bankruptcy and 2 charge offs have been on my credit. I've found out they are trying to collect on the swiss colony account that was discharged and since its discharged through bankruptcy chapter 7 they have no right to be using that 2002 customer number that was bankrupt yet they say I ordered this junk and I never did and how can it of been used after bankruptcy when its discharged on my credit? And these fraudsters claim the other accounts were opened a few days after discharge with my account# that was put into bankruptcy. It doesn't matter what their so called records say. They sent me a threatening letter saying if I start litigation the "companies" will seek severe sanctions against me and my lawyer.Bring it on I cannot wait till this company gets nailed for fraud! Them and their Allied Data collection agency and claiming I owe debt from my childhood as well??"