"Travel insurance is daunting, with so many plans and so many details that it is hard for the layperson to understand. I have used it to Insure My Trip many times. The agents are always excellent. I tell them what my needs are, and they pick the plan that is most suitable.
In truth one wants to go on an intended trip, but things do happen.
I have had to use trip insurance on occasion. I had a bad experience with Allianz. I did not book that thru Insure My trip. I will not use that company again on principal."